Some characteristics that explain the behavior of young universities to save

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Published: Dec 3, 2018
DOI: https://doi.org/10.17060/ijodaep.2018.n2.v1.1141
Keywords:
saving entry university students gender

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Teresa Zamora Lobato
Universidad de Xalapa
Arturo García Santillán
Jésica Josefina Ramos Hernández
Universidad Cristóbal Colón
http://orcid.org/0000-0003-4555-5440

Abstract

Some basic financial topics such as savings and investment are important and required for a financially educated society. Therefore, the purpose of this study is to identify some characteristics that explain the savings habit of college students, as well as finding if this habit differs in relation to gender. For that purpose 60 students from the Universidad Pedagógica of Veracruz were surveyed and for data analysis, the statistical techniques used were Z scores to test population proportion and ANOVA to determine if there are differences by gender between the means. The main findings point to students having a savings habit, even though the amounts are minimal ( smaller than than $3,000.00 MXN monthly) and regarding gender differences, it was only proven that there is a difference in the variable INCOME, but not in the other three (Exp-Food, Exp-Mort-Serv y SAVE)

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How to Cite
Zamora Lobato, T., García Santillán, A., & Ramos Hernández, J. J. (2018). Some characteristics that explain the behavior of young universities to save. International Journal of Developmental and Educational Psychology. Revista INFAD De Psicología., 1(2), 159–170. https://doi.org/10.17060/ijodaep.2018.n2.v1.1141
Issue
Vol. 1 No. 2 (2018): PSCYHOLOGY AND SCIENTIFIC CHANGE IN A POSITIVE WAY
Section
Articles
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Author Biography

Jésica Josefina Ramos Hernández, Universidad Cristóbal Colón

Estudiante de Doctorado en Ciencias de la Administración

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